Cell Phones – Minutes Longer Than A Month? Q. Is there any cell phone company that sells minutes that you don’t have to replace on a monthly basis? I don’t use my cell phone enough to have a contract plan... Read More
Ways to Save on Gifts, Wrapping and Decorations by Dr. Charlotte Gorman 1. Limit gift-giving, both in the number of people to whom you give gifts and in the cost of the gifts. Otherwise, you could find yourself spending a... Read More
Frugal Christmas Gift Ideas Q. We have a large extended family on my husband’s side. We need suggestions for Christmas gift exchange without breaking the piggybank (i..e. exchange only items you received as a free-premium throughout the year or homebaked)... Read More
Budgeting On A Fluctuating Income Q. I would like to know if anyone has any advice or knows any good resources for budgeting on a fluctuating income. My husband is self-employed in the construction business, I am a stay-at-home mom... Read More
Breaking Free From Debt by Donna L. Watkins Debt-free living is such a key area of our lives that needs to be changed in America. The focus needs to be taken off of THINGS and put on PEOPLE….the time we... Read More
Love Is Blind But Collectors Aren’t! The Dollar Stretcher by Gary Foreman Dear Dollar Stretcher, Q. I am getting married next year and have a question concerning our individual credit histories. I have good credit and my Fiance does not.... Read More
Bill Collectors Lessons from My Journey to Debt Freedom by Greg Moore, CFISL They Got Laws Against That Sort of Thing Whenever I teach my 3-hour Debt Freedom seminar, invariably some participants share stories about friends or family who... Read More
Finding the Best Auto Financing The Dollar Stretcher by Gary Foreman
Layoff Strategy With a 401K Q. I was wondering what should I do with my 401K plan if I were to get laid off? I couldn’t contribute as much as I could if I were employed. I also understand when... Read More