Finance

Consolidation Loans

by Gary Foreman Dear Dollar Stretcher, What you would advise as far as getting loans to pay off credit cards. I have two of them with a minimum payment of over $100 a month. Its very hard to make that.... Read More

Compound Interest…Friend or Foe?

When asked, "What do you consider mankind’s greatest invention?", Einstein replied, "Compound interest!" To this bit of wisdom I’d like to add, "If and only if it’s working FOR you." When it’s working against you, it’s a beast! If we... Read More

Five Reasons to Check Your Credit Report Regularly

In much the same way that a resume displays your work experience to a prospective employer, a credit report provides prospective creditors (and in some cases employers and insurers too) with a detailed picture of your credit history. And like... Read More

Budgeting

What I’m about to say will be counter intuitive to most, I know. I hope to prove in a series of brief articles that making budgeting a way of life is not the torture mechanism we’ve been trained to think... Read More

Banker’s Bounce

The Dollar Stretcher by Gary Foreman Dear Dollar Stretcher, Would you please check out ChexSystems? I’d like to know if anyone else has had an experience with them and what they have done about it. JS JS doesn’t say it,... Read More

Applying for a Loan? — Start by Ordering Your Credit Report

If you are considering applying for a loan, ordering a copy of your credit report may well be the best place to start. Why? Because it’s also the first thing a potential creditor will be looking at, and even if... Read More

Security – Is It In The Stuff?

Read an enlightening article on TheHerbsPlace.com about Security – Is it in The Stuff? Don’t worry you won’t lose your place.

Lower Your Phone Bills

Lower Your Phone Bills Q. I’d love to see savings tips or frugal ideas about the dreaded telephone bill. Ours is horrible every month before we even make a call. It starts out at $32, and totals between $70... Read More

Groceries – The Check Out Check Up

Groceries – The Check Out Check Up The Dollar Stretcher by Gary Foreman Dear Dollar Stretcher, My family is really struggling with our budget. We are a family of five spending approximately $500 per month on groceries and household items. ... Read More

Make Money This Holiday Season – Don’t Just Spend It

Make Money This Holiday Season; Don’t Just Spend It By Liz Folger What if you could make more money than you spend this holiday season? Sounds like a pretty good idea, you say? If you’d like to be on the... Read More